Tampa & St. Petersburg Insurance Malpractice Attorney
When negligent conduct causes financial harm
Insurance. It is a part of everyday life. Everyone needs it. Everyone assumes that if they pay their premiums, their claims are going to be covered.
At Saady & Saxe, P.A., we have seen all too many claims denied because policyholders trusted an insurance agent or broker who then failed to determine appropriate policy coverage or to obtain the insurance requested. Usually, the shortcomings go unnoticed by policyholders until they have a claim. Most insureds do not take the time to review their policies, and those who do are mystified by them. Contact our Tampa insurance malpractice attorneys for more information.
Agent/broker mistakes can be costly
Like everyone, insurance agents can and do make mistakes. Unfortunately, those errors can be very expensive for consumers who rely on their agents’ experience and expertise to protect them. Mistakes can include:
- Failure to ensure policy applications accurately reflect information that the insured provided to the agent
- Assurance that a particular type of damage is a covered event, when, in fact, it is not
- Failure to properly investigate and determine the insured’s expressed needs
- Failure to properly handle insurance applications in a timely manner, thereby exposing the insured to coverage defenses from the insurance carrier
- Failure to notify an insured of a reduction in coverage
Errors may result in insurance companies’ refusal to cover claims, with policyholders unable to obtain insurance payments when they need them most
Sometimes, an agent overstates or misrepresents their qualifications and expertise. The insured who relies on these representations is left holding the bag when it is discovered that the reliance was misplaced and coverage is denied.
How our Tampa insurance malpractice attorneys can help
Agents can be held liable for such malpractice, whether intentional or unintentional. Saady & Saxe, P.A. attorneys serving Tampa have the experience and commitment to aggressively prosecute negligence and professional liability claims on behalf of aggrieved insureds who hold any type of insurance policy — property, life, automobile, liability, commercial or other type of coverage.
We represent individual and small- and large-business clients in lawsuits against insurance company agents and independent insurance brokers to recover the difference between the coverage that should have been provided by the insurer and the coverage that was actually provided. Our firm also pursues all other potential damages our client has been exposed to as a result of the agent’s negligence. The attorneys have considerable experience in state and federal courts and in arbitration and mediation.
In addition to insurance agent negligence, the firm champions policyholder interests in insurance audit negligence and bad faith insurance practices cases in Florida and across the country. Accountant malpractice litigation is also an area of focus for our firm.
Tampa area insurance law attorneys watching out for policyholders
Saady & Saxe, P.A. has a complete understanding of insurance law and offers strategies to pursue the best results when disputes arise. Contact Saady & Saxe, P.A. to discuss your insurance malpractice case with a qualified Tampa insurance malpractice attorney today.