Tampa & St. Petersburg Insurance Bad Faith Attorney
Standing up for policyholders who are wrongly denied coverage
You have paid insurance premiums for years; premiums that always seem to go up, never down. You believe you have a contract that is going to protect you, your family, your home or your business if a catastrophic event occurs.
Unfortunately, insurance claims are never that simple. Every day, the Tampa legal team of Saady & Saxe, P.A. sees claims that are denied or delayed for lengthy investigations, and policyholders are left with no way to pay for medical care, property damage or business losses. Contact our Tampa insurance bad faith attorneys today.
Sometimes the insurance company’s action is in bad faith. In fact, bad faith claims are rampant in Florida and around the country. A ranking of the best and worst insurers for bad faith conduct is available from Fight Bad-faith Insurance Companies.
How we help
When that happens, you need a qualified Tampa insurance bad faith attorney who stands up for you against the insurer and provides a level playing field.
Saady & Saxe, P.A. takes on insurance companies, using our years of experience and knowledge to obtain the results to which you are entitled. When an insurance company treats you unfairly and causes you financial harm, the firm files a civil lawsuit seeking to recover the amount of your claim, any subsequent damages and your attorney fees. If we can prove the insurance company purposely acted in bad faith, you may be entitled to punitive damages.
What constitutes insurance bad faith?
An insurer is obligated by Florida law to attempt in good faith to settle claims when, under all the circumstances, it could and should do so and to act fairly and honestly toward its insured and with due regard for their interests. Additionally, an insurer must pay claims to policyholders or their beneficiaries promptly when the obligation to settle becomes reasonably clear.
This applies to any type of insurance policy. The following are examples of bad faith:
- Abusive or unreasonable claims process
- Delaying payment of claims for an unreasonable length of time
- Failure to defend or indemnify against a third party’s claims
- Failure to properly investigate or to investigate in a timely manner
- Underpaying claims
- Undervaluing claims
- Unjust cancellation of an insurance policy
- Unreasonably denying coverage
- Withholding benefits without cause
- Wrongful failure to pay a claim or undisputed amount
In addition to bad faith claims, our firm pursues negligent insurance agents and claims for negligent audits.
Tampa insurance bad faith attorneys fight for your coverage
Obtaining payment for an insurance claim is rarely easy and is made more difficult when an insurer acts inappropriately. Be sure your rights are protected. Contact Saady & Saxe, P.A. for a Tampa bad faith insurance attorney who understands insurance law and how to make it work for you.